Ø If you
don’t believe in God and ghosts, they don’t exist.
Ø Respect
yourself and others will respect you.
Ø Most people
are dishonest because they don’t believe in themselves.
Ø Overspending
often is a form of economic dependency.
Ø Keep your
expectations low and your motivation high.
Ø Focus on
what you can do right now.
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