Friday, April 3, 2020
Thursday, April 2, 2020
THE FALL OF RUPEE
THE FALL OF RUPEE
While decluttering my table
recently, I found a ten dollar currency note. It was looking new and beautiful
without folds or writing on it. Yes, I brought it from the US during 2008 when
I visited my daughter, son-in-law and the grand children. The value of dollar
was Rs. 32/- at that time. But now it is around Rs. 75/- a dollar. That means
the $10 bill has a value of Rs. 750/- or so. Hence the value of rupee has come
down drastically.
Thus it indirectly indicates the
decline in economic growth of our country. Controlling the exchange rate is the
great responsibility of the Government. The Reserve Bank of India, Finance
Ministry and the people concerned with finance of India are going up and down
to solve this tricky problem. The opposition party as usual finding fault with
the ruling party and its ministers day in and day out without helping the
Government by suggesting some positive measures if at all any in their wisdom. Finding
fault cannot solve the problem of the country.
Big sectors like telecom, mining
sector, pharmaceutical industry, real estate, natural gas etc. are being shaken
up. But as a common man, I understand that a foreigner
coming India for vacation or for any other purpose can spend less for more
comfort whereas Indians who go to foreign lands for education, business or
vacation has to spend more as the Rupeee value is less. Imported goods are
costly for us and exports bring us more Indian Rupee. Indians, who work abroad
especially in the US, send their earnings to India so that they get more Indian
Rupees. Thus it is advantageous for those who are employed elsewhere.
Although we do not know fully the
hard economics of the exchange rates, we do know the implications to certain
extent. The stock market is going down, prices of commodities are increasing, gold prices up, corporate end
up in debt, bank loans are not
paid – are some of the
glaring consequences
of the fall of Rupee. Who has to correct it? How to correct it? – are some of
the questions posed every day. Some economists say that all these mess is due
to an enlarged CAD. What is CAD? It is the abbreviation for Current Account
Deficit. Very often this phrase is used in economics. CAD simply means that
buying more from the world than selling. That is what happens in India and led
to the fall of Rupee. The fall of Rupee is only a short-term setback say the Finance
Minister of India. Also the same thing is felt by the Chief Economist of UN
World Bank. Therefore there is optimism for the Rupee to get up and walk if not
run.
Economists
of our country are working day and night to bring down the exchange rate of
Rupee and try to make Rupee as strong currency in the world. Let us hope their
efforts be successful in order to revive the economy of India. But the
unfortunate thing is the COVID-19 problem all over the world including India. This
pandemic disease may affect the economy of each country of the world. Everything
depends on the control of COVID-19. - NARA
HOW TO LIKE YOURSELF
1. Cultivate self-acceptance. That means you accept yourself for who
you are right now. It means you don’t say things like “I would accept myself
if... or ... I’ll accept myself when...”
2.
Stop going over all things
you’ve done wrong, the mistakes you’ve made, and your (perceived) inadequacies.
3.
Where there is something in
your past that you feel bad about say: “this is what I learned from that
situation...And that was then and this is now.
4.
Don’t compare yourself to
others. Instead notice the areas you are where you have grown and changed.
Deliberately praise and focus on those positive changes.
5.
Don’t fall into the trap of
judging others – as that will often lead to being self-critical.
BOOST YOUR BRAIN POWER
1. Rearrange Your Desk. Clear some clutter from your life. Folks who are organized remember
better. Why? Because they have mastered one of the secrets to better memory —
getting organized. Spend five minutes organizing your desk, getting rid of what
is non-essential. Keep out papers that require immediate attention, filing away
what you can. Look over how your desk is organized and see if you can think of
a better way to put it all together.
2. Read a Poem. Reading poetry gets us to think out of our workday “box” and is a
wonderful source of intellectual challenge and pleasure. Find a poem and spend
five minutes reading and musing it over. Bring a book of favorite poetry to
keep on your desk or visit the website of the Academy of American Poets at
www.poets.org. You can even sign up for their “Poem a Day” program and get a
poem sent to your inbox each day.
3. Take a 5-Minute Yoga
Break. This tip is all about bringing a little “ohm” into
your life. Yoga is the perfect brain-health exercise. It supports aerobic
workouts by building strength and stamina, trains our focus, and is a terrific
resource for maintaining emotional balance. The Kripalu Center offers a series
of such breaks you can download to your computer or other media player on their
website at www.kripalu.org.
4. Doodle. (Unfocused drawing) Do you doodle? Many of us (including folks such as
Bill Gates and former President Clinton) do. But did you know that doodling is
good for your brain health? Recent research suggests that doodling helps us
maintain focus and remember more effectively. A recent study published in
Applied Cognitive Psychology found that subjects assigned a doodling task
performed 29 percent better than their non-doodling counterparts on a surprise
memory test covering the material they were learning simultaneously. Doodling
improves attention, making it more likely that you will acquire things that you
later want to recall. So when you are in a meeting or on a conference call, go
ahead and doodle — no need to apologize.
5. Keep Up Your Social
Network. Studies have shown that folks who are more social
have an associated reduced risk for memory loss. In one recent study, Harvard
researchers found that persons with lower levels of social interaction were
much more likely to show memory problems after six years than their more social
peers. Remember, no man — or woman — is an island. Reach out from behind that
desk and connect with your family and friends for five minutes. It’s good for
your soul and good for your brain.
TIPS FOR BETTER CHARACTER
1.
Don’t compare your lives to those of others. You have
no idea what their journey really looks like.
2.
Don’t waste time on negative thoughts or things you
cannot change. Instead divert your energy to a positive moment in the present.
3.
Don’t exaggerate in your actions, keep them in check.
4.
You don’t have to win every argument. Agree to
disagree.
5.
Don’t waste your energy gossiping.
6.
Dream more while you’re awake.
7.
Envy is a waste of time. You may already have all you
need, but if not, envy won’t get it for you.
8.
Forget past events and don’t remind your partners of
their past mistakes. It will ruin your present happiness.
9.
Life is too short to hate people. Don’t hate in vain.
10.
Make peace with your past, or it will destroy you at
present.
11.
No one is responsible for your happiness but you.
12.
Realize that life is a school and you’re here to
learn. Problems are just a part of learning, but the lesson they teach will be
with you for life.
13.
Smile more. Laugh more.
14.
Don’t take yourself so seriously, no one else will!
JUST TO LAUGH
I Sent A Text To My Wife Last Night: “Hi Babe I’m At The Pub With Some Lads, Please Try And Wash All My Dirty Clothes And Make Sure You Prepare My Favourite Dish Before I Return.”
I
Sent Another Text: “Babe I
Forgot To Tell You That I Got An Increase In My Salary At The End Of The Month
I’m Getting You A New Car”
She
Text Back In One Second: “OMG Really?”
I
Replied: “No I Just Wanted To Make
Sure You Got My First Message.
JUST TO LAUGH
A patient came to the hospital with a burned right
hand. As the doctor took down his medical history, he asked the injured man, “Do
you smoke?”
“Yeah, a pack and a half a day,” said the patient.
Concerned the
doctor told him, “You should consider quitting.”
“No it’s ok,” said the patient. “I smoke with my left
hand.”
Saturday, February 29, 2020
AT THE MERCY OF WEATHER
In fact, we all live at the mercy of
weather. Life on the planet Earth depends mainly on weather. Good weather like
the spring season and bad weather like high temperatures of summer season or
flooding due to excess rainfall occurs on Earth every year. All living beings
on earth suffer a lot; even die at extreme weather conditions. It has become an
every year feature. Comfortable living requires optimum weather conditions. All
of us know these facts.
What is weather? Since it’s
important for all of us, it’s worth to know something about it. Weather is the
condition of the atmosphere in one area at a particular time. Climate is
another word connected to weather. Long-time weather condition is referred to
as climate. Weather changes every day in a given region whereas climate change
occurs over a long period of time like millions of years. Nowadays we all talk
about global climate change. It has become a threat to our plant. The United
Nation ia organizing International Conferences at various parts of the world
inviting the world leaders to find a solution to alleviate climate change.
Global warming, melting of ice, rise
in sea-level, floods, bush fires – are some of the consequences of climate
change. Few leaders of the world do not believe on climate change and they are
not co-operating with the countries that are interested in finding a solution
for climate change. So teenagers like Greta Thunberg from Sweden challenged
the world leaders and asked what they are doing for the future generation. The
future of our children and grand children depends on what we do to the climate
today. The teenagers are asking the world leaders to do something for their
welfare in the future.
The day-to-day change in weather
makes us to adapt to the prevailing conditions. If it is raining or sunny we
protect ourselves with the help of an umbrella. The meteorologists forecast daily weather conditions of a particular
location and announce through
electronic and
print media.
For those who live near the equator
do not have these extreme seasons, but they do find some signs of these
seasons. The predominant seasons in these regions are summer and monsoon
seasons. Severe summer temperatures goes up to 45 to 50 digress Celsius in some
locations. Monsoons sometimes create floods causing crop
and life losses. Along heavy rain we do find lightening and thunders. Storms,
heavy winds caused by tropical cyclones due to low-pressure in the sea are very
common in countries near the equator. Hurricanes, tornadoes, cyclones, typhoons
– are some of the weather conditions that cause huge losses to human beings.
Volcanoes and earth quakes are also dangerous to human and animal populations.
However, human beings are taking as much
precautions as possible to escape from these calamities. They managed such natural disasters caused by
change in climate over time. Thus we all live at the mercy of weather in this world. - NARA
MAKING LIFE WORKING
1. Focus on one thing at a time.
2. Slow down and enjoy the
journey.
3. Stop being such a
perfectionist. Don’t stress out over details and impressing everyone.
4. Learn to delegate to others:
take the pressure off yourself. Perhaps other people won’t do the job as well.
5. Don’t always be waiting for the
other shoe to drop. Lots of people spend their lives terrified for what might
happen – and most of the time things work out to be just fine.
6. Focus on what you have, not
what you wish you had. All of us have things we can be grateful for. Not
everything is awful – and life’s not always bad. And if you change your focus
to what you’re thankful for, you’ll find you feel much happier, and worry a lot
less.
7. If things go wrong, just shrug
your shoulders and smile. Remind yourself that life goes on – so don’t wreak
your life wishing things were different or regretting what you’ve done. Also
things might work out next time. Tomorrow is a new day.
STEPS TO ACHIEVE YOUR GOALS
1.
Get specific... Knowing exactly what you want to achieve helps you
motivated until you get there.
2.
Seize the moment to act on your goals... Achieving your goal means
grabbing hold of these opportunities before they slip through your fingers.
3.
Know exactly how far you have left to go... Achieving any goal
also requires honest and regular monitoring of your progress, if not by others,
then by you yourself.
4.
Be a realistic optimist... Believing in your ability to succeed is
enormously helpful for creating and sustaining your motivation.
5.
Focus on getting better, rather than being good... Believing you
have the ability to reach your goals is important, but so is believing you can
get the ability.
6.
Have grits... Grit is a willingness to commit to long-term goals
and to persist in the face of difficulty.
7.
Build your willpower muscle... When you give your muscle regular
workouts by putting it to good use, it will grow stronger and stronger, and
better able to help you successfully reach your goals.
8.
Don’t tempt fate... Don’t try to take two challenging tasks at
once, if you can help it.
9.
Focus on what you will do, not who you won’t do... If you want
change your ways ask yourself, what will I do instead?
HOW TO IDENTIFY YOUR STRENGTHS
1.
Notice what other people comment on.
2.
Identify what feels easy and natural for you
(especially if other people find it hard).
3.
Notice what you are doing when you lose all sense of
time.
4.
Identify the tasks that help to make you feel alive.
5.
Look at subjects you do best at in exams.
6.
Take an on-line quiz or questionnaire.
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