Friday, April 3, 2020







NOTE...
STAY AT HOME
TAKE CARE
READ NARA'S NOTEPAD
BE HAPPY
-NARA

NARA'S NOTEPAD

VOLUME 16
APRIL 1910
NUMBER 4

Thursday, April 2, 2020



NARA'S NOTEPAD 

IS

SUPPORTED BY READERS LIKE YOU


MOVE FORWARD WITH OPTIMISM

THE FALL OF RUPEE



THE FALL OF RUPEE
While decluttering my table recently, I found a ten dollar currency note. It was looking new and beautiful without folds or writing on it. Yes, I brought it from the US during 2008 when I visited my daughter, son-in-law and the grand children. The value of dollar was Rs. 32/- at that time. But now it is around Rs. 75/- a dollar. That means the $10 bill has a value of Rs. 750/- or so. Hence the value of rupee has come down drastically.
Thus it indirectly indicates the decline in economic growth of our country. Controlling the exchange rate is the great responsibility of the Government. The Reserve Bank of India, Finance Ministry and the people concerned with finance of India are going up and down to solve this tricky problem. The opposition party as usual finding fault with the ruling party and its ministers day in and day out without helping the Government by suggesting some positive measures if at all any in their wisdom. Finding fault cannot solve the problem of the country.
Big sectors like telecom, mining sector, pharmaceutical industry, real estate, natural gas etc. are being shaken up. But as a common man, I understand that a foreigner coming India for vacation or for any other purpose can spend less for more comfort whereas Indians who go to foreign lands for education, business or vacation has to spend more as the Rupeee value is less. Imported goods are costly for us and exports bring us more Indian Rupee. Indians, who work abroad especially in the US, send their earnings to India so that they get more Indian Rupees. Thus it is advantageous for those who are employed elsewhere.
Although we do not know fully the hard economics of the exchange rates, we do know the implications to certain extent. The stock market is going down, prices of commodities are increasing, gold prices up, corporate end up in debt, bank loans are not paid – are some of the glaring consequences of the fall of Rupee. Who has to correct it? How to correct it? – are some of the questions posed every day. Some economists say that all these mess is due to an enlarged CAD. What is CAD? It is the abbreviation for Current Account Deficit. Very often this phrase is used in economics. CAD simply means that buying more from the world than selling. That is what happens in India and led to the fall of Rupee. The fall of Rupee is only a short-term setback say the Finance Minister of India. Also the same thing is felt by the Chief Economist of UN World Bank. Therefore there is optimism for the Rupee to get up and walk if not run.


Economists of our country are working day and night to bring down the exchange rate of Rupee and try to make Rupee as strong currency in the world. Let us hope their efforts be successful in order to revive the economy of India. But the unfortunate thing is the COVID-19 problem all over the world including India. This pandemic disease may affect the economy of each country of the world. Everything depends on the control of COVID-19. - NARA


HOW TO LIKE YOURSELF



1.      Cultivate self-acceptance. That means you accept yourself for who you are right now. It means you don’t say things like “I would accept myself if... or ... I’ll accept myself when...”
2.      Stop going over all things you’ve done wrong, the mistakes you’ve made, and your (perceived) inadequacies.
3.      Where there is something in your past that you feel bad about say: “this is what I learned from that situation...And that was then and this is now.
4.      Don’t compare yourself to others. Instead notice the areas you are where you have grown and changed. Deliberately praise and focus on those positive changes.
5.      Don’t fall into the trap of judging others – as that will often lead to being self-critical.



BOOST YOUR BRAIN POWER



1. Rearrange Your Desk. Clear some clutter from your life. Folks who are organized remember better. Why? Because they have mastered one of the secrets to better memory — getting organized. Spend five minutes organizing your desk, getting rid of what is non-essential. Keep out papers that require immediate attention, filing away what you can. Look over how your desk is organized and see if you can think of a better way to put it all together.
2. Read a Poem. Reading poetry gets us to think out of our workday “box” and is a wonderful source of intellectual challenge and pleasure. Find a poem and spend five minutes reading and musing it over. Bring a book of favorite poetry to keep on your desk or visit the website of the Academy of American Poets at www.poets.org. You can even sign up for their “Poem a Day” program and get a poem sent to your inbox each day.
3. Take a 5-Minute Yoga Break. This tip is all about bringing a little “ohm” into your life. Yoga is the perfect brain-health exercise. It supports aerobic workouts by building strength and stamina, trains our focus, and is a terrific resource for maintaining emotional balance. The Kripalu Center offers a series of such breaks you can download to your computer or other media player on their website at www.kripalu.org.
4. Doodle. (Unfocused drawing) Do you doodle? Many of us (including folks such as Bill Gates and former President Clinton) do. But did you know that doodling is good for your brain health? Recent research suggests that doodling helps us maintain focus and remember more effectively. A recent study published in Applied Cognitive Psychology found that subjects assigned a doodling task performed 29 percent better than their non-doodling counterparts on a surprise memory test covering the material they were learning simultaneously. Doodling improves attention, making it more likely that you will acquire things that you later want to recall. So when you are in a meeting or on a conference call, go ahead and doodle — no need to apologize.
5. Keep Up Your Social Network. Studies have shown that folks who are more social have an associated reduced risk for memory loss. In one recent study, Harvard researchers found that persons with lower levels of social interaction were much more likely to show memory problems after six years than their more social peers. Remember, no man — or woman — is an island. Reach out from behind that desk and connect with your family and friends for five minutes. It’s good for your soul and good for your brain.

TIPS FOR BETTER CHARACTER




1.    Don’t compare your lives to those of others. You have no idea what their journey really looks like.
2.    Don’t waste time on negative thoughts or things you cannot change. Instead divert your energy to a positive moment in the present.
3.    Don’t exaggerate in your actions, keep them in check.
4.    You don’t have to win every argument. Agree to disagree. 
5.    Don’t waste your energy gossiping.
6.    Dream more while you’re awake.
7.    Envy is a waste of time. You may already have all you need, but if not, envy won’t get it for you.
8.    Forget past events and don’t remind your partners of their past mistakes. It will ruin your present happiness.
9.    Life is too short to hate people. Don’t hate in vain.
10. Make peace with your past, or it will destroy you at present.
11. No one is responsible for your happiness but you.
12. Realize that life is a school and you’re here to learn. Problems are just a part of learning, but the lesson they teach will be with you for life.
13. Smile more. Laugh more.
14. Don’t take yourself so seriously, no one else will!


JUST TO LAUGH




I Sent A Text To My Wife Last Night: “Hi Babe I’m At The Pub With Some Lads, Please Try And Wash All My Dirty Clothes And Make Sure You Prepare My Favourite Dish Before I Return.
I Sent Another Text: “Babe I Forgot To Tell You That I Got An Increase In My Salary At The End Of The Month I’m Getting You A New Car
She Text Back In One Second: “OMG Really?
I Replied: “No I Just Wanted To Make Sure You Got My First Message.

JUST TO LAUGH



A patient came to the hospital with a burned right hand. As the doctor took down his medical history, he asked the injured man, “Do you smoke?” 
“Yeah, a pack and a half a day,” said the patient. 
Concerned the doctor told him, “You should consider quitting.”
“No it’s ok,” said the patient. “I smoke with my left hand.”

TO QUOTE



I think it’s time to be happy again. One of the most courageous decisions you’ll ever make is to finally let go of what is hurting your heart and soul. – Brigitte Nicole

Words are the most powerful drug used by mankind. –Rudyard Kipling

LINES I LIKED




Ø  Never put yourself last.
Ø  Never put too much trust in friends.
Ø  Never outshine the master.
Ø  Never let anyone else put a valuation on you.
Ø  Never laugh at anyone’s dreams.
Ø  Never judge a book by its cover.
Ø  Never ignore a person who loves you, cares for you, and misses you.



Never react emotionally to criticism...

Meet you next month –2020

 

Professor A. Narayanan, Ph. D., FISPP

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Ph : 0422 4393017 Mobile : 75399 15614
(NARA’S NOTEPAD)