Wednesday, November 30, 2011




I thank the following two friends for sponsoring
T. Upendran – Sept. Oct. and Nov. 2011 issues and
Dr. G. James Martin – Dec. 2011, Jan. and Feb. 2012 issues.


Tuesday, November 29, 2011


Are we competent enough to comment on others and their actions? It was a question bothered me since a long time. When asked some of my friends answered affirmatively. Decisions are being taken at government level, judicial level, business level, political level and many other levels. Every one of us is not master of all. Still we think we are. So we start commenting on others’ affairs. We may not have the full knowledge of a particular problem such as nuclear energy, climate change, genetically modified organisms, foreign direct investment (FDI), and corruption in high places etc. Still with little knowledge on these problems we express our viewpoints, vehemently at times. Such viewpoints invariably will have a selfish motif too.

Every viewpoint expressed by everyone has some value. One cannot disregard it outright, because viewpoints are valuable for consideration. Although all viewpoints are not acceptable to the authorities concerned, some of them will certainly provide a chance to think deep before taking a decision. Generally, decisions are taken after due consideration to social life and progress of the country. In a democratic setup, viewpoints are welcomed before taking a decision of national interest. But in a non-democratic country the decisions are taken without caring for peoples’ point of view.

One of the important aspects we have to keep in mind is that every decision taken by the authorities in an organization including the government is opposed or commented by some people. Such actions delay the implementation of the decisions. Who cares? Opposing for opposing sake or commenting for commenting sake has become habitual with many of us. Due to such attitude, ruling a country becomes very difficult for any political party or running an organization by an individual or group of individuals.

We support a decision if it benefits us. If not, we decide to express our comments and opposition through protest march, bandhs, fasting until death etc. All these actions are to compel the authorities to accept our point of view. These pressure tactics, at times, lead to violence too. Inconvenience to the public is caused by stopping the train and buses, damaging public properties and at times clashing with people who hold different viewpoints. We may be competent or incompetent to comment on others and others’ actions. But still we have the right to do so as the citizens of a nation.


Each friend represents a world in us, a world possibly not born until they arrive, and it is only by this meeting that a new world is born. – Anais Nin.


Boy: I was feeling so sleepy this morning that I tossed a coin to decide whether I should attend class or go back to bed.
Boy’s friend: So what did you finally do?
Boy: I had to toss the coin ten times before I could finally go back to bed.

Advertisement in Hospital Waiting Room:
Smoking helps you lose weight. Only one lung at a time.

When I read about the evils of drinking…I gave up reading.


Enthusiasm is the nature of life. We often have a tendency to put cold water on other’s enthusiasm. Reverse this tendency. Take every opportunity to praise others and support their enthusiasm. If you put down other’s enthusiasm, the same may happen to you. As you sow, so shall you reap. Recollect how much enthusiasm and joy you had when you went to the primary school. Someone without enthusiasm is like a corpse. But as you mature the enthusiasm curve declines. As enthusiasm declines, we stop communicating. – Sri Sri Ravishankar



 ·         To read
·         To smell the flowers
·         To have coffee with a friend
·         To learn a new craft
·         To write a letter
·         To bake a surprise cake
·         To go somewhere special
·         To really be with the person you love
·         Or even to do nothing for a while.


Sustainable Innovation is a new mode of innovation that should be appropriate and responsive to the local needs, culture, resources, environment, skills and knowledge of the people engaging in the process and the customers they serve. Innovation is sustainable only if there is no dependency on a foreign source of technology or know-how on an indefinite basis. While it is fine to adapt foreign products or services to our needs, it should not be slavish imitation or application without taking local factors into account. Sustainable innovation is earth-friendly and green. The environment is considered as a silent but critical stakeholder. Sustainable innovation shall not harm the earth for the sake of profit or market share or other such business metrics.


Every person and organization faces risks and it comes in many forms. Actuaries are experts in measuring and managing risk. Actuaries play a key role in insurance companies; they design insurance plans, determine the premium, monitor the profitability of insurance companies and recommend corrective action when appropriate. They also ensure that insurance companies have set aside enough funds to pay claims and provide advice on how to invest the insurance companies’ assets. We reduce our risk of financial loss by transferring it to an insurance company that accepts the risk for a price (which is the insurance premium). An actuarial career can be one of the most diverse, exciting and rewarding in the world. In fact, the difficult examinations and the expertise required are the reasons that being an actuary is highly regarded


Cell division allows us as organisms to grow, to adapt, to recover, to repair and live. And distorted and unleashed, it allows cancer cells to grow, to flourish, to adapt, to recover and to repair – to live at the cost of our living cancer cells grow faster, adapt better. They are more perfect versions of ourselves. The difficulty in distinguishing between normal and malignant cells has limited the efficacy of every therapy advanced for cancer. The adaptability of cancer cells lies at the heart of the problem of drug resistance.

Cancer is built into our genomes: the genes that unmoor normal cell division are not foreign to our bodies, but rather mutated distorted versions of the very genes that perform vital cellular functions. And cancer is imprinted in our society: as we extend our life span as a species, we inevitably unleash malignant cell growth. If we seek immortality, then so, too, in a rather perverse sense, does the cancer cell. Will science enable future generation to win the war on cancer?


There's a specific science to asking for and getting what you want or need in life.
1. Ask as if you expect to get it. Ask with a positive expectation. Ask as if you expect to get a "yes."
2. Assume you can. Don't start with the assumption that you can't get it. If you are going to assume, assume you can get an upgrade. Assume that you can get a scholarship, that you can get a raise, that you can get tickets at this late date. Don't ever assume against yourself.
3. Ask someone who can give it to you. Qualify the person. Who would I have to speak to get…
 4. Be clear and specific. You need to ask for a specific number. Too many people are walking around wanting more of something, but not being specific enough to obtain it.
5. Ask repeatedly. One of the most important Success Principles is the commitment to not give up.

Whenever we're asking others to participate in the fulfilment of our goals, some people are going to say "no." They may have other priorities, commitments and reasons not to participate. It's no reflection on you.
Just get used to the idea that there's going to be a lot of rejection along the way to the brass ring. The key is to not give up. When someone says "No"– you say "NEXT!" Why?
Because when you keep on asking, even the same person again and again…they might say "yes"…
on a different day
when they are in a better mood
when you have new data to present
after you've proven your commitment to them
when circumstances have changed
when you've learned how to close better
when you've established better rapport
when they trust you more
when you have paid your dues
when the economy is better
and so on.

Kids know this Success Principle better than anyone. They will ask the same person over and over again without any hesitation.


  •   Cultivate sensitivity towards others.
  •   Try and understand other’s reasoning even when they say something you disagree with.
  •   Every one respects a person with a strong sense of loyalty and commitment to work and in personal life.

Work with what you have!

Meet you next month – January, 2012

 Prof. A. Narayanan, Ph. D., FISPP

 Ph : 0422 2423017 Mobile : 98422 42301  (NARA’S DIGEST)  (NARA’S  POSTCARD)  (NARA’S NOTEPAD)